Certificates of DepositsSpencerBANK’s Certificates of Deposit offer a variety of terms to accommodate your specific investment needs.Learn More
Certificates of Deposit are a popular way to save. You earn a rate of interest guaranteed over the term of the CD, which can range from a few weeks to several years. CDs are for savers who can keep their money on deposit for set time periods, thereby gaining the maximum return on their savings.
SpencerBANK offers CDs with the following features:
- Maturity terms of 91 days, 6 months, 1 year, and longer
- Competitive rates
- Various deposit minimums to open
- Fully insured by a combination of the FDIC and the DIF