Personal Banking

SpencerBANK offers a complete line of high quality personal deposit and loan products. Select the ones that fit your particular needs.

Enjoy convenience and security with your SpencerBANK checking account. Each of our accounts offers a variety of features, so select the one that's right for you.

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Save for the future and grow your nest egg.

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Finance the American Dream - home ownership. Whether you're a first-time buyer or a seasoned veteran, you can count on us for competitive rates, exceptional service and quick turnaround.

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Establish a regular savings plan to build financial security. We offer a variety of savings and money market accounts. All are fully insured by the FDIC and the DIF.

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We offer a variety of lending options and can help you to choose the best and most affordable option to borrow the money you require. Fast turnaround too!

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