At SpencerBANK, we are pleased to offer a number of services for your banking convenience. Talk to one of our customer service representatives for more information about any of the following services:
Online Banking and Bill Pay
With SpencerBANK Online Banking & Bill Pay, you can get your banking done with only a few clicks. Enjoy the convenience and flexibility of secure account access anytime, anywhere. What’s even better, it’s FREE! With Online Banking & Bill Pay, you can check your account balances, transfer funds, review recent transactions, pay bills, and much, much more.
SpencerBANK Mobile Banking
With the SpencerBANK Mobile Banking App, it’s easy to deposit checks, view balances, pay bills, transfer money, and find nearby ATMs on your mobile device.
Bank information available toll free 24 hours a day from anywhere in the U.S. Dial 1-888-885-8VIP(8847) to access account information, transfer funds, inquire on bank hours and locations, check rates and more.
Review your monthly statements and receive and pay loan bills electronically. Worry less about mail loss and identity theft. Plus these services are FREE. Log into Online Banking, and then click “eDocuments” to enroll in this free service. It’s that easy!
Deposit Overdraft Transfer Service
Sign up…and enjoy peace of mind! Deposit Overdraft Transfer Service allows you to link your savings or money market account to your checking account to protect you from overdrawing your account.*
If your checking account becomes overdrawn, and provided that you have sufficient funds available in your savings or money market accounts, the funds will be automatically transferred to your checking account. This will ensure that your payments are made, and it saves you costly overdraft charges. No credit approval is required. In the event of an overdraft, there is a nominal fee of $10 to transfer money from your linked deposit account. Please stop by any branch to apply or call us at 800-547-2885.
You can open a deposit account online or visit any of our branch locations.
*Savings Overdraft Transfer Service is subject to transaction limitations as required by Federal Regulation D. Savings and Money Market withdrawals are limited to 6 pre-authorized electronic transactions. This includes any pre-authorized, automatic, telephonic or computer transactions to another account of yours with us and/or transfers or payments to a third party each monthly statement period. Withdrawals made in person or at an ATM are unlimited.
Defend against fraud and protect your sensitive information — add this comprehensive and affordable fraud protection solution to your SpencerBANK checking account.*
Reordering checks from SpencerBANK couldn’t be easier! You can order your checks online through our partner, Harland Clarke.
Customers who have placed a previous order through Harland Clarke can reorder online.
Business Customers wishing to reorder checks, please visit Harland Clarke Business Solutions or speak with a Harland Clarke Solutions Representative at (800)503-2345.
A safe and convenient way to deposit money into your SpencerBANK account(s). Direct deposit offers many benefits, including the elimination of monthly fees and minimum balance requirements on our Classic Checking Account and monthly fees on savings accounts.
Debit MasterCard®/ATM Card
Our free Debit MasterCard®/ATM Card is available with no annual fee. It is easier than writing checks, with many of the same advantages, including monthly statements and overdraft protection for those who qualify. For added convenience, SpencerBANK Debit MasterCard®/ATM cardholders now receive five (5) free ATM transactions at foreign (non-SpencerBANK) ATMs per statement cycle. (Surcharges may apply at individual ATMs).
You’ll have peace of mind in knowing that your card is protected with FraudWatch Plus®. Experienced fraud analysts work around the clock, watching for any suspicious activity and will contact you immediately if they detect potential fraud on your card.
We also offer Debit MasterCard® SecureCode™, a free service to our debit cardholders that offers an additional level of security for your online purchases by adding a password to your existing Debit MasterCard. It helps protect your card against unauthorized use when you shop online at participating merchants. Click here to enroll your debit card.
To Report Lost/Stolen ATM/Debit Card:
800.547.2885 during bank hours
800.264.5578 after bank hours
Click here for hours.
Drive-Up 24-Hour ATM at All Full-Service Locations
There is no surcharge when you use your SpencerBANK card at our ATM machines or ATMs belonging to the SUM and MoneyPass networks.
Safe Deposit Boxes
Both domestic and international. Service charge does apply. Contact us for more information.
Personal Money Orders and Treasurer’s Checks
A safe, convenient, and economical alternative to cash, money orders may be purchased up to $1,000; Treasurer’s checks in any amount. Fees may apply.
Checks written from your own SpencerBANK checking account may be certified. Service charge does apply.
Come into any location for assistance.
Notary Public and Signature Guarantee
Use our Notary Public service at no additional charge. Call your local SpencerBANK branch for details on our Signature Guarantee service.
U.S. Savings Bond
Bond redemption. Calculate what your bonds are worth.
Automatic Loan Payments
Never worry about making your loan payment on time. Deductions may be made automatically from your SpencerBANK checking or statement savings account.